Account Balances (End of Month)
Budget vs Actual
Spending Breakdown
Income Summary
Income vs Expenses
From
To
Budget Progress
Category Summary (Budget vs Actual)
Category
Budget
Actual
Difference
Status
Recent Transactions (this month)
DateAccountCategory
AmountB/ANotes
📝 Click any cell to edit · Tab/Enter to move · Esc to cancel · click a column header to sort · tick rows to bulk-edit or delete · type in the bottom + row to add
Date
Account
Category
Amount
B/A
Notes
Appl.
📅 Pick any From–To range across all your data · click a ▾ header to collapse a section · drag a category row (⠿) to reorder it · click a figure to drill into its transactions. Hide unused accounts/categories in Settings.
No data yet — import transactions to see the cashflow.
📊 Click a date row ▸ to expand its transactions · click a transaction to drill into Transactions · lowest cash day is highlighted · set Budget Date to flow through to the Dashboard.
Mortgage settings
Interest rate schedule (annual %, effective from)
Monthly repayment schedule (£, effective from — for historic changes)
One-off overpayments (optional — lump sums that reduce the balance)
Post to Transactions
Creates a Mortgage Capital repayment on the repayment day and a Mortgage Interest charge on the last day of each month, on the Mortgage account (past months as Actuals, future as Budget). Re-running replaces previously generated mortgage entries in the range — your other transactions are untouched.
Balance forecast
Balance over time (₱)
From
To
Transfers In — GBP equivalent at the time
Every GBP→PHP transfer you funded. Click a £ cost or rate cell to record what it actually cost you in sterling — the other figure is worked out for you.
Ledger — running balance
Sort
Add allowances, expenses, transfers and interest below — the running balance recalculates automatically. Sort by date or original entry order (top-right). Click any cell to edit; use ⧉ to duplicate a recurring row — a pop-up opens so you can edit the copy before it's saved. A negative amount is money out.
Category Analysis (₱)
Pivot of every PHP entry — summarised by category.
Rows — drag to reorder, tick to include
⠿
⠿
⠿
⠿
⠿
Values — columns to total
Hidden categories (managed below) drop out of this pivot. Tick the row fields to group by and the value columns to total — like the GBP Analysis page.
PHP Categories — activate / hide
Your (PH) categories. Add a new one (the “(PH)” suffix is added automatically) or toggle Active/Hidden — hidden categories drop out of the Category Analysis above (their entries keep the label).
Add or remove the accounts and categories used across the app. Removing one keeps it on existing transactions — it just leaves the dropdowns. Each category belongs to a cashflow group. Toggle Active/Hidden to drop an item from the Cashflow view without deleting it — hidden items reappear (with an alert) if they get a transaction in the current month. Drag ⠿ to reorder accounts and categories here; category order can also be adjusted on the Cashflow page.
Accounts
Categories
Billing (Test Mode)
Danger Zone
Delete all data. This cannot be undone.
Permanently delete your account and sign-in — cancels any active subscription first, then removes your account entirely. Unlike "Clear All Data" above, this cannot be reversed and you can't sign back in afterwards.
Rows — group by (in order)
Values — columns to total
Tick the row fields to group by (like Excel pivot rows) and the value columns to total. Search focuses on any word (e.g. "prague"). Defaults to both budget & actual.
Set up income & bills that repeat each month (salary, mortgage, subscriptions…). Generate creates the future Budget entries so you never retype them — actuals still flow in from your imports. Existing months are never duplicated.
AccountCategoryAmountDayB/ANotes
OnAccountCategoryAmountDayB/ANotes
CSV Bank Statements
XLSX / Actuals Export
🏦
Drop bank statement CSV files here
Auto-detects format for: Virgin Atlantic CC, Monzo, Santander, Halifax,
Nationwide, Lloyds, Starling Bank, HSBC, Barclays
Data Management